Retired with 1 Bitcoin?用1个bitcoin退休?

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Hello Steemit friends, yesterday I was thinking, if Bitcoin can grow its value by 100% every year, is it possible to retire with only 1 bitcoin?

Assumption: Bitcoin value will grow 100% every year

Method1: Sell 50% every year

Bitcoin now is worth $15000 each, so if you sell 50% to survive every year, meaning you can have $7500 per year which is around $625 per month, you can survive with that money if you live in some cheaper country and live extremely frugal and avoid all luxuries or unnecessary expenses

2018: Bitcoin $15000, sell 0.5 btc($7500), left 0.5 btc
2019: Bitcoin $30000, sell 0.25 btc($7500), left 0.25 btc
2020: Bitcoin $60000, sell 0.125 btc($7500), left 0.125 btc

As you can see, as long as every year Bitcoin price can grow 100%, you can spend $7500 every year forever, however if you using this method, you will get poorer every year as inflation of food price and everything else is around 5% per year

Method2: Sell 20% every year

2018: Bitcoin $15000, sell 0.2 btc($3000), left 0.8 btc
2019: Bitcoin $30000, sell 0.16 btc($4800), left 0.64 btc
2020: Bitcoin $60000, sell 0.128 btc($7680), left 0.512 btc

As you can see, if you use method 2 and only sell 20% each year, if you retired on first year, you will have to eat grass or sand for your first year because you only have $3000 to spend but each year your spendable money will grow by 60%, and by the third year, you can now spend $7680 and more to come in the future

But of course, this is all just for entertainment purpose only as we all know nothing can grow its value by 100% every year, so please don’t rush out and quit your job yet

thanks for reading


昨天突发其想,如果Bitcoin永远那样涨下去,那拥有1个的人是不是可以退休了?

前提:Bitcoin 每年会涨1倍

方案1:每年卖50%

现在一个Bitcoin$15000美金,如果每年可以卖50%来生活,也就是$7500美金,一个月大概$625美金,的确可以过一些省吃减用的生活

2018年头:Bitcoin $15000, 卖0.5个($7500),剩下0.5个
2019年头:Bitcoin $30000, 卖0.25个($7500),剩下0.25个
2020年头:Bitcoin $60000, 卖0.125个($7500),剩下0.125个

只要Bitcoin每年都涨一倍,那就能无止境的每年卖$7500美金,可是因为通货膨胀却越过越穷,所以这个方案几乎不行

方案2:每年卖20%

2018年头:Bitcoin $15000, 卖0.2个($3000),剩下0.8个
2019年头:Bitcoin $30000, 卖0.16个($4800),剩下0.64个
2020年头:Bitcoin $60000, 卖0.128个($7680),剩下0.512个

可以看到,方案2虽然头几年拿出来的比较少,第一年退休的话几乎需要每天吃草(一年只有$3000可花),可是却可以每年越拿越多,以60%增长,所以如果以方案2的方法来退休的话会越久越多钱花

不过其实这些算法都不是很靠谱啦,因为Bitcoin不可能每年都涨1倍那么夸张,这些算法只供娱乐,别真的退休

谢谢阅读

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