You say you're worried about the HARD FORK ahead? ... Me, I'd be more concerned about the SOFT KNIFE and the LIMP SPOON -- you just can't trust the silverware! :D
In all seriousness, the upcoming HARD FORK on BITCOIN raises the question of the IMPACT of a Blockchain SPLIT.
First and foremost, your BITCOIN will be SAFE ... However, WHERE you STORE it could affect your ACCESS to funds for a short period of time -- hence, avoid the EXCHANGES and move to COLD STORAGE in the form of a HARDWARE WALLET.