加拿大博士工作记#8 买房 Ph.D. working in Canada #8 Purchase house

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This post I am trying to explain the process of purchasing house in Canada which is pretty different compare with China.

@stacee 前些天写过一个帖子 :说说我在加拿大租房的那些事,让我来跟大家解释一下加拿大买房的流程。

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First, there are both agents for the buyer and the seller, most of the contact go though the communication chain that the buyer talk to the buyer agent, buyer agent talk to seller agent and seller agent talk to seller.
首先,加拿大有买房中介和卖房中介,大部分房产交易是买家联系买房中介,买房中介联系卖房中介,卖房中介联系卖家的方式来进行的。

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The buyer agents have all the house information that is open for sale, they could make appoint and show the buyer any of them. Also, if there are still people live in the house during the visit, those people normally went out during the visiting.
买房中介有所有开放房源的信息,可以带买家四处预约参观,一般如果房子是有人居住的,在购房者参观的时候会住户会离开一段时间。

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After the buyer choose a house, he could make an offer to the seller based on the listing price. If there is another buyer want to buy the same house at the same time, both buyer can make their own offer without knowing the other buyer's price.
买家看中了一个房子以后,就可以根据卖家的要价来还价了。如果有几个买家同时竞价,那么买家之间一般不能知道对方的出价。

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After initial agreement of the price between the buyer and seller, the buyer usually have two week to finish mortgage and home inspection. If there is some problem found during home inspection, there will be a chance to re-negotiate the price.
买卖双方达成初始协议以后,一般买方有两周时间来处理贷款和房屋检查,如果在房屋检查过程中出现问题,还有机会再还一次价格。

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At last, all of the paper work and money goes to the buyer lawyer and the finial contract and purchase is finished by the buyer lawyer and seller lawyer.
最后,所有的文件和付款都是由律师来完成的,交易就是买家律师和卖家律师之间进行。

The total house purchase procedure in Canada is pretty complex, a lot of steps have to be done by professionals, it is relatively clear and fair, however, the cost for the whole process is relatively high, so it is not suitable for frequent trading.
加拿大买房流程比较复杂,许多步骤必须由专业人士来处理,相对来说比较公正透明。但是各项费用相对较高,不适合频繁交易。

The end of Chapter 8.
第8章 买房 到此结束。

本系列有虚构情节,请大家放松心情愉悦观看,感谢支持。

This post is originally published on Steemit, by @shenchensucc .
本文由 @shenchensucc 原创于Steemit,转载请注明。

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