XRP Ripple Hype? - Brad

"In a landscape of a lot of hype, Ripple is the one delivering a reality."

Quote by Brad Garlinghouse Ripple CEO.

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The question I want to look at here is this: "Is Ripple a Decentralized coin?"
Brad Garlinghouse became a successful CEO by making Ripple available to centralized financial markets today. And the founder Chris Larsen became one of the richest men in the world by starting up Ripple. According to the Garlinghouse, several banks and financial institutions have agreed to support its Xcurrent product.

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Congratulations Chris and Brad, but isn't Ripple everything that crypto currency is NOT supposed to be? Each individual is to be his own bank and the community of users responsible for the use of the currency in animosity. Now I'm all confused. And Ripple may be the future of crypto for 2018. Maybe anonymous names on white papers will be forgotten and once again CEOs will give orders to companies and make agreements with nations and institutions and the crypto world will under the thumb of a centralized agency. Finally the decentralized under the control of a few good men. You can taste my sarcasm, but honestly can someone tell me what is going on here?

Should we all jump on the Ripple train

or is this totally NOT what crypto is about?

@mineopoly

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